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ISO 20022 and the Future of Payments: Senthil Nathan on Payments Modernization, Real-Time Finance & Smart Data

Senthil Nathan — US Global Payment Platform Product Lead

In this insightful interview, Senthil Nathan, a Payments Modernization Leader and Architect with more than 25 years of global experience, shares his perspective on how the payments industry is evolving as it prepares for full adoption of ISO 20022 by November 2025.

Participating in a personal capacity as an industry practitioner and subject matter expert, Senthil draws from a career spent building the core infrastructure that moves money around the world. From high-value RTGS systems and cross-border rails to instant payments and emerging blockchain-based settlement models, he offers a rare “plumber’s perspective” on what truly happens behind the scenes of global payments.

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